What is L-Pesa?
L-Pesa is a startup fintech ready to take advantage of the financial services needs of the developing world quickly. The company has validated its operating model over the last 24 months and has built sophisticated technology, automating most operations. The main obstacle to growth at the moment is its ability to fund user acquisitions and loans. Ratio of losses on loans goes below 10% while loan repayments are around 25%. Traditional microfinance has limited reach, and solutions have been targeted to poor farmers and small business owners. Middle-class consumers and business owners in developing countries have unfulfilled credit demands, but the current financial infrastructure in these countries does not support underwriting credit.
L-Pesa is a startup fintech ready to take advantage of the financial services needs of the developing world quickly. The company has validated its operating model over the last 24 months and has built sophisticated technology, automating most operations. The main obstacle to growth at the moment is its ability to fund user acquisitions and loans. Ratio of losses on loans goes below 10% while loan repayments are around 25%. Traditional microfinance has limited reach, and solutions have been targeted to poor farmers and small business owners. Middle-class consumers and business owners in developing countries have unfulfilled credit demands, but the current financial infrastructure in these countries does not support underwriting credit.
The
main purpose of L-Pesa was established to improve people's lives
through efficient access to credit and related financial services. It's about making the world a better place for everyone. L-Pesa
began offering microfinance services in Tanzania in 2016 and has
developed its service offerings and geographic footprint at an
ever-increasing pace in pursuing this vision. L-Pesa
has issued over 38,000 loans since it aired in March 2016. More than
170,000 users have signed up based on social marketing campaigns with a
minimum budget. The marketing strategy has been refined over the past 24 months, and
L-Pesa is now ready to launch a marketing campaign via SMS and social
media at a conservative projected $ 1.00 projected customer cost.
L-Pesa
technology builds on Amazon Web Services, a highly scalable on-demand
cloud computing platform that has or has been used by major brands such
as Netflix, Airbnb, Pinterest, and Spotify. L-Pesa
has integrated a number of third-party applications to perform tasks
such as SMS messaging, user verification, and marketing. Fund
transfers are handled through integration with mobile money service
providers such as M-Pesa, Airtel Money, Tigo Pesa, and MTN. L-Pesa
itself has leveraged this market power and built proprietary credit
technology and modeling models that enable it to microlend quickly in
developing countries while maintaining a loss ratio below 10%. The solution is highly automated, allowing a small back office team to support high volume loan origination. All loans are serviced by L-Pesa.
Participating in ICO L-Pesa, the community will participate in future project growth that is also designed for their own needs. L-Pesa
itself is the result of teamwork led by Ron Ezra Tuval, working with
managers, developers, consultants, professional marketing experts and
experienced in their respective fields. who strive to give their best abilities in this project. In
addition, the team also strives to provide the best benefits and
services, to anyone interested in joining this project please to join.
Thus the ICO
project info from L-Pesa is also the best ICO project, cryptocurrency,
token, altcoin from blockchain ethereum er20 technology. This article is made based on personal views, related to investing how well we do the analysis first. The type of investment must have risks depending on the scale or size of the investment and the goodness of the concept. For more information please visit their official website below :
By : adiarsent
Bitcointalk Id : https://bitcointalk.org/index.php?action=profile
"L-Pesa" Smart Loan Contract To Develop Your Business And Business
Reviewed by aBdi Manroe
on
Maret 18, 2018
Rating:

Tidak ada komentar: